Okay, im running the straight CD version, which is why i asked if it was patched.
START a new game. And immdiately choose to build a Survey Ship. Press TURN until 12-14 months pass. Then choose PURCHASE. In the PURCHASE SCREEN highlight SCOUT. The top choice should show -4xx,xxx,xxx BC. Click that choice, and BOOM you got more money than you can possibly even spend in one game.
The thing is, when you are building the Survey ship you cannot choose SCOUT then PURCHASE. IT won't work. You have to hit purchase on the survey ship then highlight Scout to get the money.
Its so simple its funny. Thats why i figured it was something known.