I crashed again tonight when I was aligned with 3 other very fresh players.  100% fresh.

Anywho, I'm going in for a kill after being in the game awhile, and FREEZE FAULT!  Wonderful. On the last crashes, I've been noticing "unable to extract" messages at the bottom.

So I am wondering if this has to do with my disk drive spinning down after 20 minutes.  I can hear it spin down.

The default power settings for performance in Vista's Control Panel, is Hard Drive sleep after 20 minutes.  Going to reset that to "never" and see what happens.

Who knows, maybe DG loads up enough game info into RAM (I have 8 GB on 64-bit) and pagefile, that when during the course of the game (after 20 minutes of course), DG makes a call to a file that isn't loaded and electronically available in the microsecond the game expects it to be available.

Maybe it's just bad code.  Going to try it and see if I have anymore crashes.